Yet another crime is committed by a frum Jew and the reaction of many is "They aren't frum" and my response is "Yes they are. By saying they aren't its a cop out. " Let me explain. When one is frum one still has a yetzer harah and a yetzer tov. The frummer one is the stronger the yetzer harah. Thus many slip up. It does not make them unfrum, it just makes them human. It also means that they have to be more careful to not to be involved in a ponzi scheme ,or the averah of the month because when they mess up it is an even bigger chilul hashem because THEY ARE FRUM.